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What is Home Insurance? Do We Actually Need it?

What is Home Insurance?

What great pleasure lies in the often-repeated statement, ‘I am home’. A home is a place of rest, sanctuary and the word itself signals peace and finality. A house also entails a tremendous expenditure of money, emotions, and time. It is a one-time investment in many of our lives. Thus, securing this symbol of independence and achievement, against natural calamities and man-made conditions, is an extremely important concern. Ergo, the need for a good, comprehensive, and timely Home Insurance Policy. 

In India, Home or Property Insurance is a popular banking product. Being secure is better than being sorry- the essential tenet behind the concept of insurance applies particularly to an emotional and costly insurance such as your family home. Aside from the structure itself, a good home insurance policy provides protection to the items/ implements/ appliances and prized possessions included in the home. A trusty home insurance policy is not just the protector of your cherished home, but the precious and unique memories and emotions that reside therein.

Do we actually need a home insurance - The answer is YES

A comprehensive home insurance policy allows you to enjoy the features and benefits, following

  • Complete coverage against financial liabilities arising from the damage/loss of your home and/or its contents due to natural or man-made reasons.

  • Thoughtful additional covers including Burglary and Theft Cover, Earthquake Cover, etc. for specialized protection.

  • 100% mental peace when there is solid security to fall back on, especially in these times of social strife and environmental upheavals.

  • Applying for a home insurance policy is simple, the turnaround times are quick and almost all banks in India offer this very dynamic product.

After the calamity that resulted in the damage/loss of your home, the on-time home insurance payouts will massively assist in helping the family put their lives back together. A big relief in such a trying time.

For more details on Home Insurance or any other kind of Insurance contact us at :

Phone No. 9582250638 Email id:

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